Freelance Rate Calculator
Find your ideal hourly rate based on real tax calculations, expenses, and desired income. Compare with industry benchmarks across Spain, UK, and US.
Frequently Asked Questions
How accurate is this calculator?
We use real 2026 tax brackets, social security rates, and deductions for each country. The rates are accurate for the tax structures shown, but your actual situation may vary based on deductions, local taxes, and filing status.
Why is the recommended rate 20% above minimum?
The minimum rate assumes 100% capacity, no sick days, and steady work. The 20% buffer accounts for reality: unbillable time, slow months, client delays, and the need to save for emergencies.
Should I charge the same rate to all clients?
Not necessarily. Consider value-based pricing: charge more for projects where your work creates significant business value. The calculator gives you a floor — many freelancers charge 2-3x their minimum for high-value projects.
What about project-based pricing?
Estimate how many hours the project will take, multiply by your hourly rate, and add a 20-30% buffer for scope creep. As you gain experience, you'll learn to estimate better and can transition to fixed-price proposals.
How often should I raise my rates?
Review annually at minimum. Raise rates when: you gain significant experience, demand exceeds your capacity, or inflation erodes your purchasing power. Existing clients can be transitioned with 2-3 months notice.