Frihet vs Xero
Built for freelancers, not accountants. AI-native simplicity vs enterprise complexity.
Key Differentiators
In 5 seconds, why Frihet is the best option.
AI-native
40+ AI tools built in. Create invoices by text, scan documents via chat, get business insights.
Developer-friendly
REST API, MCP server (31 tools), webhooks (14 events). Build any integration.
Radically simpler
One clean interface. No accounting jargon. No chart of accounts to configure. Xero is built for accountants.
Feature Comparison
| Feature | Frihet | Xero |
|---|---|---|
| Free plan | Forever free | 30-day trial |
| Learning curve | Minutes | Days/weeks |
| AI tools | 40+ built-in | Basic automation |
| Accounting depth | Focused | Full double-entry |
| Speed | Instant | Moderate |
| Payroll | Not available | Add-on |
| Expense OCR | Built-in free | Hubdoc (separate app) |
| AI copilot | 40+ tools, NL invoicing | None or basic |
| MCP server | 31 tools, npm + remote | Not available |
| Webhooks | 14 events, HMAC verified | Limited or none |
| Multi-currency | 40 currencies, 71 countries | Limited |
How to migrate from {{competitor}}
Switching ERPs doesn't have to be painful. Follow these steps and you'll be up and running on Frihet in a day.
- 1
Export from Xero
Go to Accounting > Reports > Account Transactions. Export clients, invoices, and bills as CSV.
- 2
Create Frihet account
Sign up free. The wizard configures your business in 2 minutes.
- 3
Import your data
Upload CSV files. Frihet AI maps fields and detects duplicates.
- 4
Connect your bank
Upload bank statements for automatic reconciliation, or connect Stripe, PayPal, and other payment integrations. Direct bank connection coming soon.
Detailed pricing comparison
No fine print. No hidden costs. Here's how the real plans compare.
Frihet
- 10 invoices/mo
- 5 expense scans
- AI copilot (20 msgs)
- Financial dashboard
- 100 invoices/mo
- 50 expense scans
- AI copilot (100 msgs)
- API + integrations
- Unlimited invoices
- 200 expense scans
- AI copilot (500 msgs)
- Priority support + webhooks
Xero
- 20 invoices/month
- 5 bills/month
- Bank reconciliation
- Unlimited users
- Unlimited invoices
- Custom dashboards
- Bulk reconciliation
- Unlimited users
- Multi-currency
- Project tracking
- Expense claims
- Cash flow forecast
Hidden costs of {{competitor}}
- Early plan hard-capped at 20 invoices and 5 bills per month
- Multi-currency requires Established plan ($90/month)
- No annual billing discount in the US
- Payroll is a separate add-on via Gusto
When Frihet is NOT for you
We're honest. Frihet isn't the best choice for every scenario.
You need full double-entry accounting
Xero is a complete accounting platform. If your accountant requires journal entries and chart of accounts, Xero is the better choice.
You need payroll
Xero offers payroll as an add-on. Frihet doesn't have payroll features.
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