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Banking

Open Banking + Frihet

Connect your bank accounts for automatic transaction import and reconciliation.

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What this integration does

The Open Banking integration will connect your bank accounts to Frihet for automatic transaction import and reconciliation. Using PSD2-compliant aggregators, Frihet will read your bank transactions and match them with existing invoices and expenses without manual intervention.

Bank reconciliation will become a one-click operation instead of manual CSV imports. Each incoming transaction will be automatically categorized and linked to the corresponding record in Frihet. For unmatched movements, Frihet's AI will suggest the most likely categorization based on your history.

The connection will be secure and read-only, complying with European PSD2 regulation. Frihet will never store your banking credentials or have the ability to perform operations on your account. Manual CSV import will remain available as a fallback at all times.

Features

  • Automatic bank transaction import
  • Smart reconciliation with invoices and expenses
  • Multi-bank support across Europe
  • PSD2-compliant secure connection
  • Real-time balance visibility
  • Categorization suggestions for unmatched transactions
  • CSV import fallback available at all times

How to set it up

  1. 1

    Select your bank

    Go to Settings > Integrations > Open Banking and choose your bank from the list of supported European institutions.

  2. 2

    Authenticate via your bank's secure portal

    You will be redirected to your bank's secure portal to authorize read-only access. Frihet will never store your banking credentials.

  3. 3

    Configure sync frequency

    Choose how often Frihet imports your transactions: real-time, hourly, or once a day depending on your needs.

  4. 4

    Review the initial import

    Frihet will import your recent transaction history. Verify that automatic categorization is correct and adjust reconciliation rules as needed.

Use cases

Freelancer

Freelancer automating bank reconciliation

Your income and expenses will be automatically matched to the corresponding invoices. Monthly reconciliation will go from hours to a single verification click.

SME owner

Small business tracking cash flow in real time

See the updated balance of all your bank accounts in a single dashboard. Frihet will alert you to discrepancies between invoiced and collected amounts.

Tax advisor

Accountant reconciling client accounts

Connect your clients' bank accounts and reconcile their transactions with invoicing efficiently, reducing repetitive manual work.

Frequently asked questions

Major European banks will be supported through PSD2 aggregators (CaixaBank, Santander, BBVA, ING, Revolut, N26, and many more). The list will expand progressively.
Yes. The connection will be read-only and fully PSD2-compliant. Frihet will never store your credentials or have the ability to perform operations on your account.
Yes. Manual CSV import will remain available as a fallback for any bank or for those who prefer not to connect their account directly.
Open Banking is in active development. Request early access to be notified when it is available and to participate in the testing phase.

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